Do You Need Auto Insurance Full Coverage?
Most locales in the US have laws in place making it impossible to own and operate a motor vehicle legally without car insurance. Even if by some streak of luck you do not have to have it, you should have it anyway. If something happens, your insurance could easily cover it, but you may not be able to cover it on your own if you were to let your insurance lapse. What you want to get is up to you, but it may also be up to your bank. There are a few things that go into the decision to get auto insurance full coverage or just the bare minimum in coverage. Your bank, if you have financed your car or truck, will probably demand that you have auto insurance full coverage for the duration of your loan.